Taking a stab at buying a T Bill in my wife's account. 6 month bill at auction on June 20th. Guessing that the Fed will pause for one round and raise the rate again in July by another 0.25%. Might get a little lower rate after a pause, perhaps but hoping it stays above 5%. My thought is it will be better to go that way rather than a CD. Should be more predictable and I suspect the T Bill will beat the rates of most CDs of comparable term rates over time.