Synchrony Bank 5.65% 14 Month CD | Income Investing Message Board Posts


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Msg  57216 of 57355  at  12/3/2023 12:53:15 PM  by

rlp2451


 In response to msg 57215 by  StormRider
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Re: Synchrony Bank 5.65% 14 Month CD

Online-only banks like Ally and Synchrony can pay higher CD rates because they have no overhead expense.  You can buy CD's of most any term from 30 days to five years with a few clicks.  No minimum deposit; you can open one up for .01 if you want to.  No fees except for early withdrawal.  The Synchrony High Yield Savings account (variable) currently yields 4.75%; MM is 2.25%.  I assume Ally is similar but I only have an account at Synchrony as it offers more term options. 


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